Target Heart Rate Calculator - Calculate Optimal Cardio Zones

Determine your personalized heart rate training zones for maximum cardiovascular benefits and effective workout planning.

Updated: August 2025 • Free Tool

Target Heart Rate Calculator

Leave blank to auto-calculate

Your Heart Rate Zones

Maximum Heart Rate
190 bpm
Very Light (50-60%) 128 - 134 bpm
Light (60-70%) 135 - 142 bpm
Moderate (70-80%) 143 - 150 bpm
Hard (80-90%) 151 - 157 bpm
Maximum (90-100%) 158 - 164 bpm

What is a Target Heart Rate Calculator?

A Target Heart Rate Calculator is a fitness tool that determines your optimal heart rate zones for cardiovascular exercise. It calculates personalized training zones based on your age and resting heart rate to maximize workout effectiveness.

This calculator works for:

  • Cardio training - Running, cycling, swimming
  • Fitness planning - Structured workout programs
  • Health monitoring - Safe exercise intensity levels

Related Tools:

Combine heart rate training with pace-based training using our Running Pace Calculator for optimal endurance development.

For cyclists, determine your optimal gearing to maintain target heart rate zones with our Bicycle Gear Ratio Calculator.

Strength training also affects cardiovascular fitness. Track your progress with our One Rep Max Calculator.

How Target Heart Rate Calculation Works

The calculation uses the Karvonen formula:

Target HR = Resting HR + ((Max HR - Resting HR) × Target %)

Where:

  • Max HR = 220 - Age (or user input)
  • Resting HR = Your resting heart rate in bpm
  • Target % = Zone percentage range (50-60%, etc.)

Key Concepts Explained

Heart Rate Reserve (HRR)

Difference between max and resting heart rate. The Karvonen formula uses HRR for more personalized training zones.

Training Zones

Specific intensity ranges (50-100% of HRR) that target different energy systems and fitness adaptations.

Resting Heart Rate

Heart rate when fully rested, measured first thing in the morning. Lower RHR indicates better fitness.

Maximum Heart Rate

Highest safe heart rate during exercise. Estimated as 220 minus age, though individual variation exists.

Training Zone Guide

Zone % HRR Benefits Duration
Zone 1: Very Light 50-60% Recovery, warm-up, cool-down 20-30 min
Zone 2: Light 60-70% Fat burning, base aerobic fitness 30-60 min
Zone 3: Moderate 70-80% Aerobic capacity, endurance 20-40 min
Zone 4: Hard 80-90% Lactate threshold, anaerobic 10-20 min
Zone 5: Maximum 90-100% VO2 max, peak performance 2-5 min

How to Use This Calculator

1

Enter Age

Your current age in years

2

Enter Resting HR

Measure your resting heart rate (bpm)

3

Optional Max HR

Enter known max HR or leave blank

4

Get Zones

View your 5 training zones

Benefits of Target Heart Rate Training

  • •
    Optimized Workouts: Train at the right intensity for specific fitness goals.
  • •
    Prevent Overtraining: Avoid excessive intensity that leads to injury or burnout.
  • •
    Measure Progress: Track improvements in cardiovascular fitness over time.
  • •
    Safe Training: Stay within safe heart rate limits based on your fitness level.

Factors That Affect Your Heart Rate

1. Fitness Level

Better cardiovascular fitness results in lower resting heart rate and faster recovery.

2. Age

Maximum heart rate decreases approximately 1 beat per year after age 20.

3. Medications

Beta-blockers and some heart medications can significantly lower heart rate.

4. Environmental Factors

Heat, humidity, altitude, and dehydration all increase heart rate during exercise.

How to Measure Resting Heart Rate

Proper Measurement Technique:

  1. Measure first thing in the morning before getting out of bed
  2. Use your index and middle finger on your wrist or neck pulse
  3. Count beats for 60 seconds (or 30 seconds and multiply by 2)
  4. Take measurements for 3-5 consecutive mornings and calculate the average

Normal Ranges:

  • Athletes: 40-60 bpm (excellent cardiovascular fitness)
  • Active Adults: 60-80 bpm (good fitness)
  • Average Adults: 60-100 bpm (normal range)
  • Above 100 bpm: May indicate deconditioning or medical condition

Factors That Affect Resting HR:

  • Stress and anxiety (increases HR)
  • Caffeine and stimulants (increase HR)
  • Poor sleep quality (increases HR)
  • Overtraining (chronically elevated HR)

Example Heart Rate Training Workouts

Zone 2 Fat-Burning Workout

Goal: Build aerobic base, burn fat

  • 5-minute warm-up in Zone 1
  • 30-40 minutes in Zone 2 (60-70% HRR)
  • 5-minute cool-down in Zone 1
  • Ideal for: Weight loss, recovery days, building endurance base

Zone 4 Interval Training

Goal: Improve lactate threshold, race pace

  • 10-minute warm-up in Zones 1-2
  • 4 x 4-minute intervals in Zone 4 (80-90% HRR)
  • 3-minute recovery between intervals in Zone 2
  • 10-minute cool-down
  • Ideal for: Improving race performance, increasing threshold

Zone 5 VO2 Max Intervals

Goal: Maximize aerobic capacity

  • 15-minute warm-up in Zones 1-3
  • 6 x 2-minute intervals in Zone 5 (90-100% HRR)
  • 2-minute recovery between intervals in Zone 1
  • 10-minute cool-down
  • Ideal for: Advanced athletes, peak performance training
Target Heart Rate Calculator - Free online tool to calculate cardio training zones with instant results and detailed breakdown
Professional calculator interface for calculating target heart rate training zones. Features include real-time calculations, detailed results for 5 training zones, and mobile-friendly design.

Frequently Asked Questions (FAQ)

Q: What is target heart rate and why is it important?

A: Target heart rate is the ideal range your heart should beat during exercise to achieve maximum cardiovascular benefits. It's important because training within specific heart rate zones optimizes your workout effectiveness, prevents overtraining, and reduces injury risk.

Q: How is target heart rate calculated?

A: Target heart rate is calculated using the Karvonen formula: Target Heart Rate = Resting Heart Rate + (Heart Rate Reserve × Target Percentage). Heart Rate Reserve = Maximum Heart Rate - Resting Heart Rate, and Maximum Heart Rate = 220 - Age.

Q: What are the different heart rate training zones?

A: There are 5 primary training zones: 1) Very Light (50-60% of HRR) for warm-up and recovery, 2) Light (60-70%) for fat burning, 3) Moderate (70-80%) for aerobic fitness, 4) Hard (80-90%) for anaerobic threshold, and 5) Maximum (90-100%) for peak performance training.

Q: What should my resting heart rate be?

A: Normal resting heart rate for adults ranges from 60-100 beats per minute. Well-trained athletes may have resting heart rates as low as 40-60 bpm. Consistently high resting heart rates above 100 bpm may indicate stress, dehydration, or other health issues.